The co-branded Air France-KLM Visa Signature card from Bank of America has rolled out a limited-time welcome bonus: 70,000 Flying Blue miles plus 100 Experience Points (XPs) after spending $3,000 in the first 90 days. At an $89 annual fee, it's a tempting entry point into one of the more useful airline loyalty programs out there — the source values Flying Blue miles at around 1.3 cents each, which puts the miles alone near $975.
The 100 XPs are arguably the sleeper benefit. XPs are how Flying Blue measures elite status, and hitting 100 in a year gets you Silver immediately — perks like priority services and better award flexibility. From there, Gold requires another 180 XPs and Platinum another 300. So even if Silver isn't the end goal, the bonus is a meaningful head start toward the tiers that really matter, particularly Gold and Platinum, which unlock better upgrade and seating benefits on Air France and KLM.
Ongoing perks make the card more than a one-hit deal. It earns 3x miles with Air France, KLM and SkyTeam partners plus on dining, 1.5x on everything else, and has no foreign transaction fees. Each account anniversary it adds 20 XPs automatically, another 80 XPs at $15,000 of spend and 60 more at $25,000 — meaning a heavy spender could rack up 160 XPs a year from the card alone, over halfway to Gold without flying a single mile. There's also a 5,000-mile anniversary bonus after just $50 of annual spending.
Eligibility is where it gets fiddly. Bank of America limits the card's bonus to once every 24 months, and applies its own guardrails: at most two BofA personal cards every two months, three every 12 months, four every 24 months. There's also a rule blocking approvals if you've opened three or more cards with any issuers in the past 12 months — though that reportedly doesn't apply if you hold a banking relationship with Bank of America. If you clear those hurdles, approvals are generally considered straightforward.
Who should care? Anyone collecting Flying Blue miles for cheap long-haul award redemptions — the program's dynamic pricing has produced some genuinely good deals to Europe and Africa — and anyone chasing status on Air France or KLM. It's also a sensible pick if you've exhausted the usual welcome bonuses and want a program with award sweet spots rather than flat-value cash back. The catch, as with all limited-time offers: the enhanced bonus won't hang around, so check the current terms before applying.
